It's official, We are in a Recession...

It's official! We are in a recession so the government says, as if most of the U.S. economy didn't already know this. The problem is that, even though we are in a recession and it took over a year to finally admit it, we should focus on fighting off the recession. I just hope that it doesn't take a year to begin fighting it, especially all of these bailout dollars that we've put into the economy.

So what does this mean for you the consumer? Well, let's face it not a whole lot, the average consumer has been feeling the crunch for quite a while. In fact sales during November at retail stores have gone down even though sales during black Friday went up. This means that credit is tight and consumers are looking for the best deals out there. I don't blame them.

My suggestion is to not wait until Christmas eve this year to pick up Christmas gifts (Guys I know we are all guilty of this). I have the hardest time avoiding this and the biggest reason for this is that I tend to procrastinate, but this year I'm looking early for some great deals. I'm scouring the sunday papers to find coupons and ads for deals. I feel much better about myself for taking the initiative and getting out there.

Best wishes for everyone this year... Just remember that I am there with you.